Exterior Sewer/Septic Line Coverage

Eligibility: To be eligible, you must own both the residential single structure and the land it is located on. You are not eligible if your home is a recreation vehicle or otherwise intended to be moved; your property is used for commercial purposes; you know of any current problems with your exterior sewer/septic system before enrollment; your entire exterior sewer/septic system is shared with a 3rd party or covered by a homeowners' association or the like; or your exterior sewer/septic line failed a smoke or dye test, camera inspection or any other proactive test without resolution. In IA, properties with more than 4 dwelling units are not eligible.
Benefit Details: Coverage provides, up to the applicable benefit limit, to repair or replace a sewer line that has experienced an operational failure, for which you have sole responsibility, from the external wall of your home up to your utility's responsibility, or septic line from the external wall of your home up to the point of connection to the septic tank on your property, including branch drains from the point they exit the home to the point the re-enter the home, that is damaged due to normal wear and tear, not accident or negligence.
Not Covered: Septic/collection tanks; leaching fields; grinder pumps; non-conforming drain lines; branch lines; unusual circumstances, including pandemics, hostilities and work slowdowns, acts of God, including natural disasters and extreme weather; loss from unauthorized access or use of any system or any destruction or deletion of data or software; excluded damages, including any damages necessary to reasonably access the repair area; correction of, or reimbursement for, any repairs or restorations made by you or anyone you hire; any repairs or replacements when no operational failure has occurred; replacement; correction upgrade or move in order to meet any code, law, regulation, ordinance or utility directive; repair or replacement for any system covered by a manufacturer's warranty, service contract or insurance policy or involved in a manufacturer's recall or class action; remediating or notifying you about mold or other hazardous materials; shared sections that provide service to multiple properties or secondary buildings; any section that is shared with a third party or is covered by a homeowners', condominium, or like association; and repair or replacement of any sections or parts that are not stated to be covered in the Terms and Conditions. Costs on covered repairs may exceed the benefit limit, in which case you pay the difference between the cost and the benefit limit. Disputes resolved by arbitration, without class action or jury trial, unless otherwise stated in your full Terms and Conditions.
Making a Service Call: You can make a service call immediately after your plan starts, which is 30 days after your form is processed. Upon renewal/restart (if applicable), you can make a service call immediately.
Cancellation: Cancel any time by calling SLWA. If you cancel within 30 days before your plan start date, you will not be charged. If you cancel within 30 days after the plan start date, you will get a full refund (less claims paid). If you cancel 31 or more days after the plan start date, you will get a pro-rata refund (less claims paid). Upon renewal/restart, you can cancel any time and you will get a pro-rata refund (less claims paid).
Renewal: The plan is annual. Unless you cancel, your plan automatically renews annually at the then-current renewal price with your same payment terms.